You are required by law to have car insurance if you are a licensed driver in Florida. Don’t think you can go without it – it’s dangerous for you and anyone who could be involved in accidents with you. If you’re a Floridian, getting car insurance is not going to break the bank, and, in the end, it’s the right thing to do.
Florida is a big place, though. Your personal premium and expenditures can vary greatly depending on where you live, what you drive, your age, and many other factors. If you need more info about auto insurance in Florida, make sure to contact a Cash Register insurance’s agent in Florida.
In times like these, everybody is looking for ways to save some money. One of the best ways to save money is to search for cheap auto insurance in Florida online.
The best thing about shopping online is that you will find reduced premiums that result from the competition created by the Internet. The Net draws in millions of customers to an enormous variety of potential companies, and every company, including Cash Register insurance Florida, is willing to fight for your business and, guess what, you end up the ultimate winner.
Florida Auto Insurance Requirements
Florida is one of the twelve no-fault states in the US. Operating under a no-fault liability means that no matter whose fault is in an accident, each person pays for their own expenses.
In Florida, you have to be insured with PIP (personal injury protection) and PDL (property damage liability) insurance. The minimum auto insurance requirements are:
- $10,000 for PIP
- $10,000 for PDL
What does PIP mean for Florida drivers?
Personal Injury Protection insurance covers medical expenses and other costs like lost wages. Regardless of who is at fault for the accident, PIP covers and pays out claims on accidents. That’s why sometimes it is called “no-fault insurance”.
If you’re held responsible for damages, PIP also protects yourself against minor lawsuits that require additional funds.
Other Optional Cash Register auto insurance Coverage Types
Although insurance laws in Florida only require PIP coverage and PDL insurance, it’s an excellent plan to get more than the minimum coverage required. This means you will have added protection in case if you’re sued for auto accident damages.
Let’s review the following optional coverages that will adequately cover you in any situation:
Bodily Injury Liability
BIL or bodily injury liability is not required in Florida. However, it is a wise decision to add this coverage to your policy to protect you in the event you are found guilty of negligence in an accident in which people are injured or killed. If the costs of the damages go beyond your auto insurance limits, you could end up paying for damages out of your own pocket.
Collision insurance will cover any damage you receive in a collision with another vehicle or object. It isn’t covered in your minimum Florida liability or PIP insurance, but it is needed to help you pay to repair or replacement of your own car.
Comprehensive insurance helps pay for the repair or replacement of your car in case of auto theft, “acts of nature,” and other accidents other than vehicle collisions. In Florida, hail storms, floods, thunderstorms, and hurricane damage claims are usual under this kind of insurance policy.
You can get these and other coverage types with Cash Register insurance company, including medical coverage (this is an additional policy to pay for medical expenses like hospital stays and medical treatment due to a severe accident).
Some other facts about Florida Auto Insurance
You have to carry proof of insurance at all times in your vehicle, and if you are caught without it, you can be fined from $175-$350 for the first time and much more for any subsequent times after that first offense. All of this applies to rental cars as well. If you’re unsure whether your credit card or car insurance policy provides coverage for rental cars, play it safe and buy the $7-$15 a day insurance from the rental company!
In Florida, auto insurance coverage isn’t the most expensive in the country, but it certainly is one of the more. According to the Insurance Information Institute, the District of Colombia’s average expenditure for auto insurance is $1383, and Ohio’s state comes in at $1047. Where does Florida fall? Well, Florida comes in at $2309 as an average annual rate.
Compared to running around and talking to several insurance companies in your own city or community for cheap car insurance Florida, you quickly realize that there is no beating the rates that you’ll be able to find online, as well as the time you will save. Cash Register car insurance can save you gobs of money a year, and there’s entirely no cost to look. In a matter of just a few minutes, you can have multiple offers from some of the best companies around. Every free quote you get could possibly be a lot cheaper than the rate that you’re paying right now.
So, what does it hurt to try to get a better auto insurance rate in Florida? Quotes are free!
The worst thing that could happen is that it will take a couple of minutes of your time, but you’ll probably be walking away with extra money in your pocket that you will save.
Who doesn’t want to save money? All for just a few minutes of your time
Finding cheap car insurance in Florida does not mean that you’ve got to sacrifice quality or modify your policy. All it means is that you get a better deal compared to what you are paying right now. Sometimes, you may be able to upgrade to a company like Cash Register insurance that’s known for its outstanding service and dependability. You can’t beat that.
Why waste your time trying to find cheap auto insurance in Florida the old way? If you are going to pick up the phone and call countless auto insurance agents, you’re probably going to be very disappointed with what you find. Shopping for cheap auto insurance Florida online creates the best apples to apples comparison, and you can see the dramatic variations in rates you’re quoted.
There is no easier way to save lots of money in times like these than getting free quotes for your auto insurance online. – And You Will Win –